Savings Challenge Tracker

100 envelopes, 52 weeks, sinking funds and a savings log. Three challenges and one dashboard that adds it all up.

6 tabs, three challenges

• Start Here — Your goal, start date, 2-minute guide
• Dashboard — Total saved, % of goal, monthly chart
• 100 Envelopes — 10x10 tick grid with live totals
• 52 Weeks — Classic, reverse or flat plan
• Sinking Funds — 20 funds with per-month maths
• Savings Log — 500 dated deposits
• Blank + Demo files — Start clean or explore the demo

What it does

The 100 envelope challenge

• Draw a number, put that amount in, tick the box
• The box turns green and the totals move
• Envelopes filled, saved so far, still to fill, % done
• All 100 = 5,050 saved

52-week challenge, your way

• Classic (1, 2, 3...), reverse, or flat amount
• Pick the plan, the whole year recalculates
• Tick each week, see the running total
• Ends the year with 1,378 on the classic plan

Sinking funds: save for it before it happens

• Car insurance, holiday, Christmas, new laptop...
• Target amount + target date → how much per month
• Saved so far, still to go, % complete
• 20 funds, rename anything

One number: how much have I saved?

• Total saved across all three challenges
• Your goal, % reached and what's still to go
• Saved each month with a chart
• No double counting: every source is separate

Every deposit, dated

• Date, amount, which fund, a note
• 500 rows
• Feeds the month-by-month chart
• Cross-checks your sinking funds

Start saving today

1. Download & open — Open in Excel, or upload to Google Drive and choose 'Save as Google Sheets'.
2. Set your goal — One cell on the Start Here tab. Pick your 52-week plan while you're there.
3. Tick as you save — Open it on your phone the moment you put money aside. The dashboard does the rest.

• Any currency
• Reusable every year
• Cream cells = type here, white cells = automatic

What you receive

An instant download containing a blank file to start clean, a demo file filled in so you can see how it works, and a short read-me. Works in Google Sheets (free) and in Microsoft Excel, on a phone, a tablet or a computer. Any currency, any country.

Digital download — nothing is posted. No refunds on digital files, but message us if anything does not work and we will fix it.