Net Worth & Investment Tracker

Everything you own minus everything you owe, month by month. Plus your investments, milestones, and how many months your savings would cover.

6 tabs, all connected

• Start Here — First month, goal, living costs
• Dashboard — Net worth, change, goal, months covered, chart
• Accounts — 40 assets and debts
• Monthly Balances — 24 months
• Investments — 50 holdings with gain and allocation
• Milestones — The month you reached each target
• Blank + Demo files — Start clean or explore the demo

What it does

One number that tells the truth

• Net worth, vs last month, since the start
• Assets vs liabilities
• Progress towards your goal
• Months your cash and savings would cover

Ten minutes, once a month

• One column per month, 24 months
• Every account on one screen
• Totals and net worth calculate themselves
• Debts typed as positive numbers

Your holdings, cost vs value

• Units, average cost, today's price
• Value, gain and gain %
• Share of your portfolio per holding
• Prices typed by you - never changes behind your back

The month you crossed each line

• 0, 5k, 10k, 25k, 50k, 100k, 250k
• Filled in automatically
• How far to the next one
• Change the targets to your own

Every account, listed once

• Cash, savings, investments, pension, property, car
• Cards, loans, student loan, mortgage
• Mark what is liquid
• 40 accounts

Set up in 10 minutes

1. Download & open — Open in Excel, or upload to Google Drive and choose 'Save as Google Sheets'.
2. List your accounts — Every asset and every debt, once.
3. Update monthly — On the 1st, type each balance in that month's column. Watch the line go up.

• Any currency, any country
• Works for couples: list both of you
• Cream cells = type here, white cells = automatic

What you receive

An instant download containing a blank file to start clean, a demo file filled in so you can see how it works, and a short read-me. Works in Google Sheets (free) and in Microsoft Excel, on a phone, a tablet or a computer. Any currency, any country.

Digital download — nothing is posted. No refunds on digital files, but message us if anything does not work and we will fix it.