{"product_id":"fire-early-retirement-calculator","title":"FIRE \u0026 Early Retirement Calculator","description":"\u003cp\u003e\u003cstrong\u003eYour FIRE number, the age you actually get there, and what would change it. In today's money, not fantasy money.\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003e6 tabs, all connected\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart Here\u003c\/strong\u003e — Nine numbers and the file is set up\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDashboard\u003c\/strong\u003e — FIRE number, age, savings rate, Coast FIRE\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProjection\u003c\/strong\u003e — 60 years, real and nominal\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eScenarios\u003c\/strong\u003e — Eight what-ifs side by side\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSpending\u003c\/strong\u003e — Build the number from a real year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eContributions\u003c\/strong\u003e — 60 months of what you actually did\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBlank + Demo files\u003c\/strong\u003e — Start clean or explore the demo\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat it does\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eThe number, the age, and one honest sentence\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eYour FIRE number, and how far along you are\u003c\/li\u003e\n\u003cli\u003eYears to go and the age you get there\u003c\/li\u003e\n\u003cli\u003eSavings rate, still to find, Coast FIRE number\u003c\/li\u003e\n\u003cli\u003eIt tells you in words whether your target age holds\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eWhat would actually change it\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe same question at 5, 6, 7 and 8% returns\u003c\/li\u003e\n\u003cli\u003eAnd at four different monthly amounts\u003c\/li\u003e\n\u003cli\u003eYears sooner or later than your base case\u003c\/li\u003e\n\u003cli\u003eEverything worked out in real terms, after inflation\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eSixty years, in today's money\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eStart balance, what you add, growth, end balance\u003c\/li\u003e\n\u003cli\u003eA second column in today's money, which is the real one\u003c\/li\u003e\n\u003cli\u003e% of your FIRE number, green when you pass it\u003c\/li\u003e\n\u003cli\u003eGrowth on the balance plus half of what you add\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eThe number comes from a real year\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e11 categories of retired life, monthly and yearly\u003c\/li\u003e\n\u003cli\u003eYour FIRE number is that total divided by your rate\u003c\/li\u003e\n\u003cli\u003eChange the withdrawal rate and watch it move\u003c\/li\u003e\n\u003cli\u003e4% rule, 3.5% if you are cautious - your choice\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eThe plan is a line, this is the truth\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eLog what you really invest each month\u003c\/li\u003e\n\u003cli\u003eRunning total and your real balance\u003c\/li\u003e\n\u003cli\u003eGreen when you beat the plan, red when you do not\u003c\/li\u003e\n\u003cli\u003e60 months\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eSet up in 10 minutes\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003e\n\u003cstrong\u003eDownload \u0026amp; open\u003c\/strong\u003e — Open in Excel, or upload to Google Drive and choose 'Save as Google Sheets'.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice a retired year\u003c\/strong\u003e — The Spending tab turns it into your FIRE number.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePut in what you have and what you add\u003c\/strong\u003e — The dashboard gives you the age. The Scenarios tab shows what moves it.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cul\u003e\n\u003cli\u003eAny currency, any country\u003c\/li\u003e\n\u003cli\u003eReal terms: every answer is adjusted for inflation\u003c\/li\u003e\n\u003cli\u003eArithmetic, not a promise - and not financial advice\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat you receive\u003c\/h3\u003e\u003cp\u003eAn instant download containing a blank file to start clean, a demo file filled in so you can see how it works, and a short read-me. Works in Google Sheets (free) and in Microsoft Excel, on a phone, a tablet or a computer. Any currency, any country.\u003c\/p\u003e\u003cp\u003eDigital download — nothing is posted. No refunds on digital files, but message us if anything does not work and we will fix it.\u003c\/p\u003e","brand":"LumiSheets","offers":[{"title":"Default Title","offer_id":67578624278849,"sku":"LS-FIRE","price":59.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1006\/7243\/8593\/files\/fire-early-retirement-calculator-01_f0f824b4-0869-4e04-bf01-29a8582f9811.jpg?v=1790447080","url":"https:\/\/deskeaseco.com\/products\/fire-early-retirement-calculator","provider":"Desk Ease Co.","version":"1.0","type":"link"}