{"product_id":"debt-payoff-tracker","title":"Debt Payoff Tracker","description":"\u003cp\u003e\u003cstrong\u003eAvalanche or snowball, a month-by-month plan, and the date you are debt free. Type three numbers per debt and the file does the rest.\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003e6 tabs, all connected\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart Here\u003c\/strong\u003e — Extra payment, strategy, start month\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDashboard\u003c\/strong\u003e — Debt-free date, interest saved, payoff order, chart\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebts\u003c\/strong\u003e — Up to 10 debts with automatic payoff order\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayoff Plan\u003c\/strong\u003e — 60 months, every debt, every payment\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMinimums Only\u003c\/strong\u003e — The 10-year comparison\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayment Log\u003c\/strong\u003e — 300 dated payments\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBlank + Demo files\u003c\/strong\u003e — Start clean or explore the demo\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat it does\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eThe date you are debt free\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eTotal debt, your monthly budget, your average interest rate\u003c\/li\u003e\n\u003cli\u003eDebt free in X months, and the actual month\u003c\/li\u003e\n\u003cli\u003eThe interest you will pay - and what you save versus minimums\u003c\/li\u003e\n\u003cli\u003eMonths saved, and what you have paid so far\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eThree numbers per debt. That is the whole setup.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eBalance, interest rate, minimum payment\u003c\/li\u003e\n\u003cli\u003eUp to 10 debts: cards, car, student, personal, family\u003c\/li\u003e\n\u003cli\u003eThe payoff order and the payoff month calculate themselves\u003c\/li\u003e\n\u003cli\u003eAnything over 20% interest turns red\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eEvery month, written out for you\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWhich debt to attack this month, and exactly what to pay\u003c\/li\u003e\n\u003cli\u003eEvery debt keeps its minimum; the extra goes to one debt at a time\u003c\/li\u003e\n\u003cli\u003eWhen a debt clears, its payment rolls into the next one\u003c\/li\u003e\n\u003cli\u003eStart, interest, payment and balance for all 60 months\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eSee what the minimums really cost you\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe same debts with no extra and no snowball\u003c\/li\u003e\n\u003cli\u003eTen years of month-by-month interest\u003c\/li\u003e\n\u003cli\u003eThis is what the 'interest saved' number is measured against\u003c\/li\u003e\n\u003cli\u003eNo guessing, no made-up figures\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eWhat you actually paid\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDate, amount, which debt, a note\u003c\/li\u003e\n\u003cli\u003e300 rows\u003c\/li\u003e\n\u003cli\u003eFeeds the 'paid so far' tile on the dashboard\u003c\/li\u003e\n\u003cli\u003eThe plan is the plan; this is real life\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eSet up in 10 minutes\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003e\n\u003cstrong\u003eDownload \u0026amp; open\u003c\/strong\u003e — Open in Excel, or upload to Google Drive and choose 'Save as Google Sheets'.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eList your debts\u003c\/strong\u003e — Balance, APR and minimum payment. Your statements have all three.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePick avalanche or snowball\u003c\/strong\u003e — Type how much extra you can add each month. The plan and the date appear immediately.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cul\u003e\n\u003cli\u003eAvalanche = least interest. Snowball = fastest wins. Or set your own order\u003c\/li\u003e\n\u003cli\u003eAny currency, any country\u003c\/li\u003e\n\u003cli\u003eCream cells = type here, white cells = automatic\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat you receive\u003c\/h3\u003e\u003cp\u003eAn instant download containing a blank file to start clean, a demo file filled in so you can see how it works, and a short read-me. Works in Google Sheets (free) and in Microsoft Excel, on a phone, a tablet or a computer. Any currency, any country.\u003c\/p\u003e\u003cp\u003eDigital download — nothing is posted. No refunds on digital files, but message us if anything does not work and we will fix it.\u003c\/p\u003e","brand":"LumiSheets","offers":[{"title":"Default Title","offer_id":67578624082241,"sku":"LS-DEBT","price":69.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1006\/7243\/8593\/files\/debt-payoff-tracker-01_9549063c-4a73-4834-bc1c-dd30107d05c0.jpg?v=1790447077","url":"https:\/\/deskeaseco.com\/products\/debt-payoff-tracker","provider":"Desk Ease Co.","version":"1.0","type":"link"}