{"product_id":"budget-by-paycheck","title":"Budget by Paycheck","description":"\u003cp\u003e\u003cstrong\u003eEvery paycheck: the bills due before the next one, your savings, your spending money and what's safe to spend. Biweekly, weekly, any schedule.\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003e8 tabs, all connected\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart Here\u003c\/strong\u003e — Settings + quick guide\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDashboard\u003c\/strong\u003e — Year by month + chart\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePaycheck View\u003c\/strong\u003e — Bills to pay + safe to spend\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePaychecks\u003c\/strong\u003e — One row per pay date\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBills\u003c\/strong\u003e — Due days, auto-matched\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTransactions\u003c\/strong\u003e — Your spending log\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSinking Funds\u003c\/strong\u003e — Save per paycheck\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSetup\u003c\/strong\u003e — Categories \u0026amp; accounts\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBlank + Demo files\u003c\/strong\u003e — Start clean or explore the demo\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAny pay schedule\u003c\/strong\u003e — Weekly, biweekly, twice a month, irregular\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat it does\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eKnow what's safe to spend\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003ePick a pay date from the dropdown\u003c\/li\u003e\n\u003cli\u003eBills due before your next paycheck, listed\u003c\/li\u003e\n\u003cli\u003eSinking funds and spending plan deducted\u003c\/li\u003e\n\u003cli\u003eSafe-to-spend number, live\u003c\/li\u003e\n\u003cli\u003eSpending by category for the period\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eOne row per paycheck\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eType the pay date and amount, the period is automatic\u003c\/li\u003e\n\u003cli\u003eBills due in each period are calculated for you\u003c\/li\u003e\n\u003cli\u003ePlanned left vs actual left, with status colours\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eBills matched to the right paycheck\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDue day of the month, frequency, auto-pay\u003c\/li\u003e\n\u003cli\u003eAutomatically assigned to the paycheck just before the due date\u003c\/li\u003e\n\u003cli\u003eWorks for any pay schedule\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eSave a little from every paycheck\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eEmergency fund, car repairs, Christmas, holidays\u003c\/li\u003e\n\u003cli\u003ePer-paycheck amount and paychecks left to goal\u003c\/li\u003e\n\u003cli\u003eProgress bars\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eYour year, paycheck by paycheck\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eIncome, bills, funds, spending and left over by month\u003c\/li\u003e\n\u003cli\u003eBills as % of income, savings rate\u003c\/li\u003e\n\u003cli\u003eChart updates automatically\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eLog spending in seconds\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDate, description, category dropdown, amount\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets app on your phone\u003c\/li\u003e\n\u003cli\u003e1,000 rows per year\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eSet up in 10 minutes\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003e\n\u003cstrong\u003eDownload \u0026amp; open\u003c\/strong\u003e — Open in Excel, or upload to Google Drive and choose 'Save as Google Sheets'.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBills, then paychecks\u003c\/strong\u003e — List your bills with due days. Type your pay dates and amounts. Bills land on the right paycheck.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePick a paycheck\u003c\/strong\u003e — The Paycheck View shows what to pay, what to save and what's safe to spend.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cul\u003e\n\u003cli\u003eBuilt for people paid biweekly or weekly\u003c\/li\u003e\n\u003cli\u003eBlank file + demo file with 20 sample paychecks\u003c\/li\u003e\n\u003cli\u003eCream cells = type here, white cells = automatic\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat you receive\u003c\/h3\u003e\u003cp\u003eAn instant download containing a blank file to start clean, a demo file filled in so you can see how it works, and a short read-me. Works in Google Sheets (free) and in Microsoft Excel, on a phone, a tablet or a computer. Any currency, any country.\u003c\/p\u003e\u003cp\u003eDigital download — nothing is posted. No refunds on digital files, but message us if anything does not work and we will fix it.\u003c\/p\u003e","brand":"LumiSheets","offers":[{"title":"Default Title","offer_id":67578624049473,"sku":"LS-PAY","price":39.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1006\/7243\/8593\/files\/budget-by-paycheck-01_d930dfe9-7209-4732-b2b2-69fe9ea532d6.jpg?v=1790447072","url":"https:\/\/deskeaseco.com\/products\/budget-by-paycheck","provider":"Desk Ease Co.","version":"1.0","type":"link"}